We love helping customers that really need mortgage advice in Leicester - Something our Managing Director, Malcolm Davidson has been doing since 1997.
Our Customers Love Us
5.00 Rating21 Reviews
It was smooth, took all the stress of reseaching the best mortgage. Easy access to appointments. TOM was great and understanding
1 month ago
Very very good thank you
4 months ago
Charlie was very easy to talk too and made things easy and simple to understand and explained our options in detail which really helped us through the process as first time buyers.
4 months ago
Jason and his colleagues at UK Moneyman have been amazing from the start. When we began the process of house buying and finding a mortgage we knew very little, but Jason explained much to us in a telephone consultation and outlined all our options....
2 weeks ago
Very impressed, service was really good and efficient and anything g that needed explaining was done very clear. Would definitely recommend
2 weeks ago
Leo Shakespeare and Stacey Jopling has work long side each other to made this entire journey extremely smooth and informative as a first time buyer. His service has been phenomenal. I had been rejected from many other brokers and banks and he...
3 months ago
I have been dealing with Wendy and Malcolm in regards to my house purchase and I could not recommend these enough. A true credit to the company. Very efficient with communication and solving any issues that needed to be addressed. Would highly...
5 months ago
Incredibly helpful, supported throughout whole process
5 months ago
Fantastic experience. Charlie helped me race through to secure the best mortgage offer, best plan for life and critical illness insurance. Very approachable and responsive even with any queries I had after everything was completed.
6 months ago
The service was really good and want to say a big thank you to Leo and Wendy for all there help and guidance 😊
1 year ago
Leo who help deal with all of our mortgage was brilliant, professional always there to guide us and explain every step, fully recommend him, We also spoke with Wendy and once again she was very friendly polite and there to help with anything...
1 year ago
Really good service by Malcolm and the team. Fast and made sure to understand my needs regarding the mortgage I wanted and to meet them. Would recommend
1 year ago
Had great help from both Joe and Chris and Chloe who were all friendly and always happy to help
10 months ago
Made everything very easy, we are first time buyers and they couldn't have been more helpful or informative. They didn't make us feel like we were stupid for not know anything about buying a house and talked us through the entire process. They even...
10 months ago
Tom and Meghan were brilliant throughout the entire process! Both were friendly and knowledgeable and explained everything to us clearly and answered our countless questions and gave us clarification where we needed it. Both were easy to contact and...
10 months ago
Super helpful, made the whole process really easy and explained everything as we went along. Pretty good at keeping in contact, keeping us up to date and explaining the choices we had and then giving us the time to discuss and make those decisions.
11 months ago
Buying a home can be a confusing process, especially if you are a first time buyer. Lyndsey and Ryan made the whole process really easy for us, helping us every step of the way ensuring that we were clear at all times. We now have a mortgage...
1 year ago
I must say I am very pleased with the service I recieved from Moneyman, they set up regular calls and kept us updated throughout the checking progress. Fairly priced fees and very knowledgeable! I would highly recommend their services
1 year ago
Second time with this broker and it's been an amazing experience. Would definitely recommend. Anna and Matt were brilliant.
1 year ago
Just want to thank Charlie and Molly for being so helpful, they really helped and reassured us a lot through our mortgage process! They always had time for a chat to us and help me and my partner! Great service!
1 year ago
Welcome to Leicestermoneyman.com, the online home of Leicestermoneyman – Mortgage Broker, providers of expert mortgage advice in Leicester.
We are dedicated to ensuring a stress-free and seamless home buying and remortgaging experience for you. Our team will be with you every step of the way, providing support from your first inquiry until you receive the keys to your new home. You can rely on us to make the entire mortgage journey straightforward and hassle-free.
As a Mortgage Broker in Leicester that prides itself on providing a fast & friendly service, we have a large amount of collective experience across our mortgage advice team. Because of this we are able to provide high tier mortgage advice for almost everyone who gets in touch with us to discuss a situation in regard to their mortgage.
Many of our customers return to us from time to time, especially when it comes to services such as remortgaging. This is because we believe in providing a transparent and upfront process.
This motivates each member of our hardworking team to go even further knowing that they are able to go the extra mile and continue our existing journeys with existing customers allowing us to watch their adventure of being a homeowner blossom.
As a trusted and respected Mortgage Broker in Leicester that also regularly works with specialist mortgage cases, we have a large panel of mortgage lenders that have fantastic deals of offer for home buyers, depending on the criteria they can match up to.
Bearing this in mind, you’ll be assigned a Mortgage Advisor in Leicester who will work hard to tailor the search to match your personal and financial needs, in order to find you the best deal that they can.
We will always have a dedicated member of staff working from early until late, all throughout the whole week and even some bank holidays. We aim to make sure that our customers are informed on where they are in their mortgage process, whilst doing everything we can to further them towards their mortgage dreams.
In the years that we have had in working as a mortgage broker in Leicester, we’ve literally spoken to thousands of home buyers and homeowners.
Through our many interactions, we have found that the majority we have spoken to have been turned away by the bank for some reason or another, often without fully explaining the reason for doing so. This can be harmful as you won’t know exactly what went wrong, meaning you don’t know what to fix in order to help yourself succeed.
There are lots of different reasons as to why the bank may decline a customer. This can be anything from the property value being a lot less than the amount they are looking to borrow from them, to the bank simply not having enough appointments available to customers looking to speak to a mortgage advisor.
We are able to search through 1000s of different and unique mortgage products, able to tailor our search to your needs. We can say with the utmost confidence that we will do our absolute very best to find the most appropriate deal for your circumstances. Your mortgage advisor will take the load off your shoulders, allowing you to be one step closer to being in your dream new home.
Our loyal and enthusiastic team here at Leicestermoneyman have an in-depth knowledge of various lenders’ mortgage criteria and we would love to help you through your mortgage journey, from your first contact, right up until the end.
As a mortgage broker in Leicester who is trusted and has a lot of experience, we will always stay loyal to our customers. Our mortgage advisors will always have your best interests at heart.
Beyond finding you the right deal, your trusted and dedicated mortgage advisor in Leicester has the same goals with you that they do with all who get in touch; to do right by you, yo listen to and answer any concerns/questions and to make sure you feel safe and secure.
Staying by your side throughout the process and beyond, we will make sure that you are kept up to date, aware of what is going on at all times. Your assigned mortgage advisor in Leicester will get in touch with you when something happens to change or if anything important is needed from you, in order to proceed with your application.
We believe it’s incredibly beneficial to get ahead of the process by speaking with one of our mortgage advisors. Our team are able to help you out with things such as budget ideas, as well as arranging your Agreement in Principle, something that we are able to offer within 24 hours of your mortgage appointment.
Obtaining your AIP prepares you to support any offers you make which can put you in a better place that any other potential buyers of the same property.
If you would like to have an estimate of roughly how much your monthly repayments may be, you may appreciate using the mortgage calculator found across our website. Although not a completely accurate guide, it may be quite useful for anyone who would like a general idea of what they may possibly have to pay back for their mortgage.
With a vastly experienced team of trusted advisors and administrators on hand, led by noteworthy industry figure and popular mortgage advising personality, Malcolm Davidson, we are here from early until late, every day of the week to answer all kinds of mortgage questions and offer insight, guidance and most importantly, mortgage advice in Leicester.
Your free mortgage consultation in Leicester will last for about 30 mins. Your advisor will then recommend a mortgage for you and you can decide whether or not you wish to go ahead with it.
As your Mortgage Broker in Leicester, we will carry out a Fact Find to determine your needs prior to recommending a mortgage that is the most appropriate. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
We recommend that you obtain an Agreement in Principle ahead of viewing properties in Leicester, to avoid any potential disappointment. At the very latest we believe you should obtain one prior to making an offer to help with your bargaining position.
An Agreement in Principle will usually last for between 30 and 90 days depending on the Lender. If your Agreement in Principle expires it can always be refreshed with the assistance of your mortgage advisor in Leicester.
You may possibly be able to get a second mortgage on your home for debt consolidation or Home Improvements. The usage of a second mortgages extends to using it for yourself, a family member, a holiday home or a Buy to Let in Leicester.
To purchase a house in Leicester, the minimum required deposit with High Street Lenders is usually around 5%, but this can be higher if you have had credit problems in the past.
If you have had problems with your credit, you can still get a mortgage, however, you may need to put down a higher deposit than usual, often 15% of the purchase price.
You are able to get a mortgage once you have submitted at least one year’s accounts. Most Lenders use your salary plus dividend to calculate the maximum mortgage amount you can borrow, whereas others go off your net profit.
To prove your income amount, it’s usually the latest three payslips for an employee and the latest 2 years’ accounts for self-employed. On top of this, you will need to produce proof of ID, address and 3 months’ bank statements.
Our free consultation will usually lasts up to 30 mins. Your mortgage advisor can turn around an agreement in principle within 24 hours of this consultation and a formal mortgage offer takes about three weeks on average in Leicester.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR