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Fast & Friendly Mortgage Advice in Leicester

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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We love helping customers who really need Mortgage Advice in Leicester - it's not just about finding a mortgage, we will hold your hand through the full process.

For your FREE mortgage consultation call 0116 296 2977

About Us

For your FREE mortgage consultation call 0116 296 2977

Malcoms Image

We love helping customers who really need Mortgage Advice in Leicester - it's not just about finding a mortgage, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Leicester Mortgage Advice in Leicester

Welcome to our website Leicestermoneyman.com. We are a Mortgage Broker in Leicester & surrounding areas, here to help you with a new or existing mortgage. When you use our services, the availability of a Mortgage Advisor in Leicester increases as our advisors are available seven days a week. Ready to recommend the best deal for you, offering open and honest Mortgage Advice in Leicester.

 

Being your Trusted Mortgage Broker in Leicester, we have a great reputation and years of experience. We make sure that each Mortgage Advisor in Leicester who works for us has an abundance of experience leaving you fulfilled while being provided Mortgage Advice in Leicester, especially to first-time buyers and existing homeowners.

 

Being a stand-alone Mortgage Advisor in Leicester, we work with a large panel of lenders. Whether you are buying for the first time or an existing homeowner looking to remortgage and/or capital raise. We’ll hold your hand throughout the whole process. Also, we’ll search thousands of mortgage deals on your behalf and recommend the best one for you. Saving both your time and your money.

 

Having the advantage of being a smaller and friendly Mortgage Broker in Leicester, we can add the personal touch to all that we do, and we’re here to put your mind at ease and answer any questions you have until late, seven days a week.

Why use Leicestermoneyman as your Mortgage Broker in Leicester?

As your friendly and honest Mortgage Broker in Leicester, we will be by your side throughout your home buying or remortgaging process. We hope that you’ll find us incredibly helpful, adaptable, and flexible.

 

We work independently to Estate Agents, meaning that we have your sole interests at heart.  We’re genuinely on your side!

 

Carrying out your mortgage consultation after work is never a problem; you are assured of receiving professional open & honest Mortgage Advice in Leicester. Referrals are the key to our success; therefore, customer satisfaction remains at the heart of our business.

 

Our team offering Mortgage Advice in Leicester has access to a very large number of lenders. Each one with different criteria and products. Being an experienced Mortgage Broker in Leicester, we shop around and compare deals for you.

 

Often, getting a new mortgage can be tricky and it can be hard to get things in the right order. This is where having a reputable Mortgage Advisor in Leicester on your side will prove beneficial. Common hurdles that we help our customers overcome include while low credit score, being self-employed, outside of criteria, low borrowing capacity etc.  Being an experienced Mortgage Broker in Leicester, we can usually help.

 

Our Mortgage Advisors in Leicester have worked with many customers in all situations. We are using our in-depth knowledge of lending criteria and experience providing Expert Mortgage Advice in Leicester.

Mortgage advice in Leicester – Options:

First Time Buyer Mortgage Advice Leicester

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Leicester

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Leicester

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free mortgage consultation in Leicester will last for about one hour. Your advisor will then recommend a mortgage for you and you can decide whether or not you wish to go ahead with it.

As your Mortgage Broker in Leicester, we will carry out a Fact Find to determine your needs prior to recommending a mortgage that is the most appropriate. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

We recommend that you obtain an Agreement in Principle ahead of viewing properties in Leicester, to avoid any potential disappointment. At the very latest we believe you should obtain one prior to making an offer to help with your bargaining position

An Agreement in Principle will usually last for between 30 and 90 days depending on the Lender. If your Agreement in Principle expires it can always be refreshed with the assistance of your mortgage advisor.

You may possibly be able to get a second mortgage on your home for debt consolidation or Home Improvements. The usage of a second mortgages extends to using it for yourself, a family member, a holiday home or a Buy to Let in Leicester.

To purchase a house in Leicester, the minimum required deposit with High Street Lenders is usually around 5%, but this can be higher if you have had credit problems in the past.

If you have had problems with your credit, you can still get a mortgage, however, you may need to put down a higher deposit than usual, often 15% of the purchase price.

You are able to get a mortgage once you have submitted at least one year’s accounts. Most Lenders use your salary plus dividend to calculate the maximum mortgage amount you can borrow, whereas others go off your net profit.

To prove your income amount, it’s usually the latest three payslips for an employee and the latest 2 years’ accounts for self-employed. On top of this, you will need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation will usually lasts up to an hour or so. Your mortgage advisor can turn around an agreement in principle within 24 hours of this consultation and a formal mortgage offer takes about three weeks on average in Leicester.

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Leicestermoneyman.com & Leicestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leicestermoneyman

Leicestermoneyman – 3 Oswin Road, Leicester, LE3 1HR

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