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Remortgage Advice in Leicester

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Let us find you the Perfect Remortgage!

When you’re reaching the end of your mortgage term, you’ll need to start looking at a Remortgage. A Remortgage is where your Mortgage Advisor in Leicester looks at your current deal and helps you switch to one with more favourable interest rates.

 

Remortgaging is a great way to improve your situation financially by giving you the option to consolidate any short-term debts.

 

If you’ve spoken to a mortgage broker in Leicester like us, you’ll get sent a reminder before your term is due to finish.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

As an Experienced Mortgage Broker in Leicester

We have come across most Remortgage situations; we have listed some of the popular ones below:

  • Is your current Fixed-Rate Mortgage coming to an end, and you are looking for a better rate?
  • Would you like to raise capital for a large purchase, such as Home improvements or Weddings, etc?
  • Do you want to fix your monthly mortgage payment to protect against interest rate increases?
  • To remove a name from a mortgage (This is rather common in marital separation)
  • Declined by your current provider as your credit profile has changed since taking out your current mortgage deal, or your current provider will not lend enough.
  • Have a complicated Remortgage situation and need help?
  • Debt Consolidation | To explore the costs of combining unsecured debts on credit cards, loans, hp, etc. On to your mortgage.

It is essential that you seek advice from an experienced mortgage advisor in Leicester when looking to secure debts against your home as we must make you aware of the risks involved in carrying out debt consolidation.

 

Whatever your Remortgage requirements, our experienced mortgage advisors in Leicester will help find you the best solution for your circumstances.

 

Contact us today to book your free remortgage consultation in Leicester & see how we can help you.

Free Remortgage Consultation

We offer all our customers a free remortgage consultation. We understand the busy lifestyles of today that is why our free remortgage consultations with your mortgage advisor in Leicester are available daytimes, evenings or weekends.

 

Our mortgage advisors in Leicester have a wealth of knowledge when it comes to helping customers Remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the perfect Remortgage deal.

 

Unlike your Bank, we are able to search through 1000s of remortgage products to find you the best deal for your individual circumstances.

 

We really do love what we do here at Leicestermoneyman, and this really shows through in our genuine customer reviews.

 

Contact us today to book your free remortgage consultation in Leicester & see how we can help you.

What our customers say

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest) You will be very likely to be able to save money! We will compare the new products available against your current mortgage deal to work out these savings for you. If you have equity in your property, a remortgage in Leicester would also allow you to release some of this money if required. Usually, for home improvements.

You can remortgage and increase the size of your mortgage to pay off unsecured debts. Please do not rush into this though as there are some downsides. Always seek Mortgage Advice in Leicester before consolidating your debts!

Your free remortgage consultation in Leicester will last around 1 hour. Your remortgage consultation can be carried out over the telephone or face to face. We will then compare a new deal vs your current product and recommend the most suitable with no obligation. You can then decide whether you wish to go ahead or not.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Leicester will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As your Mortgage Broker in Leicester, we carry out a Fact Find to establish your needs prior to recommending the most suitable mortgage for you. A credit check is then required for an Agreement in Principle and then once you have provided all the relevant documentation and a valuation of the property has been carried out a formal mortgage offer can be issued

It can be possible to get a second mortgage on your home for debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if it is for your own use, the use of a family member, a holiday home or a Buy to Let in Leicester.

If you have had credit problems you can still get a mortgage but you may need to put down a higher deposit than usual, perhaps 15% of the purchase price.

To prove income it’s usually three payslips for an employee and the latest 2 years’ accounts for self-employed. In addition, you will need to produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Leicestermoneyman.com & Leicestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Leicestermoneyman

Leicestermoneyman – 3 Oswin Road, Leicester, LE3 1HR

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