Burger Menu

Remortgage Advice in Leicester

Get Your Free Remortgage Consultation 7 Days a Week

0116 296 2977

Let us find you the Perfect Remortgage!

When you’re reaching the end of your mortgage term, you’ll need to start looking at a Remortgage. A Remortgage is where your Mortgage Advisor in Leicester looks at your current deal and helps you switch to one with more favourable interest rates.

 

Remortgaging is a great way to improve your situation financially by giving you the option to consolidate any short-term debts.

 

If you’ve spoken to a mortgage broker in Leicester like us, you’ll get sent a reminder before your term is due to finish.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lenders 003
Mortgage Lenders 004
Mortgage Lenders 005
Mortgage Lenders 006

As an Experienced Mortgage Broker in Leicester

We have come across most Remortgage situations; we have listed some of the popular ones below:

  • Is your current Fixed-Rate Mortgage coming to an end, and you are looking for a better rate?
  • Would you like to raise capital for a large purchase, such as Home improvements or Weddings, etc?
  • Do you want to fix your monthly mortgage payment to protect against interest rate increases?
  • To remove a name from a mortgage (This is rather common in marital separation)
  • Declined by your current provider as your credit profile has changed since taking out your current mortgage deal, or your current provider will not lend enough.
  • Have a complicated Remortgage situation and need help?
  • Debt Consolidation | To explore the costs of combining unsecured debts on credit cards, loans, hp, etc. On to your mortgage.

It is essential that you seek advice from an experienced mortgage advisor in Leicester when looking to secure debts against your home as we must make you aware of the risks involved in carrying out debt consolidation.

 

Whatever your Remortgage requirements, our experienced mortgage advisors in Leicester will help find you the best solution for your circumstances.

 

Contact us today to book your free remortgage consultation in Leicester & see how we can help you.

Free Remortgage Consultation

We offer all our customers a free remortgage consultation. We understand the busy lifestyles of today that is why our free remortgage consultations with your mortgage advisor in Leicester are available daytimes, evenings or weekends.

 

Our mortgage advisors in Leicester have a wealth of knowledge when it comes to helping customers Remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the perfect Remortgage deal.

 

Unlike your Bank, we are able to search through 1000s of remortgage products to find you the best deal for your individual circumstances.

 

We really do love what we do here at Leicestermoneyman, and this really shows through in our genuine customer reviews.

 

Contact us today to book your free remortgage consultation in Leicester & see how we can help you.

What our customers say

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest), you may increase your chances of saving money. Your dedicated mortgage advisor in Leicester will compare the new products available against your current mortgage deal to work out these savings for you. If you have any existing equity in your property, a remortgage in Leicester would also allow you to release some of this money. We often see a Remortgage to Release Equity as a means to fund home improvements.

You can Remortgage and increase the size of your mortgage to pay off any unsecured debts that you may have. Please do not rush into this though as there are some downsides. You should always seek Mortgage Advice in Leicester before consolidating any debts you have!

The duration of your free remortgage consultation in Leicester will be about 1 hour. Your advisor will compare a new deal vs your current product and recommend the most suitable one for you. You can then decide whether you wish to go ahead or not.

The fees required for your remortgage will be similar to the fees you faced when taking out your current mortgage. That being said, your dedicated Mortgage Advisor in Leicester will still run through all of the fees with you and take them into consideration when comparing the savings of the new deal vs your current mortgage.

As your Mortgage Broker in Leicester, we will carry out a Fact Find to determine your needs prior to recommending a mortgage that is the most appropriate. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

You may possibly be able to get a second mortgage on your home for debt consolidation or Home Improvements. The usage of a second mortgages extends to using it for yourself, a family member, a holiday home or a Buy to Let in Leicester.

If you have had problems with your credit, you can still get a mortgage, however, you may need to put down a higher deposit than usual, often 15% of the purchase price.

To prove your income amount, it’s usually the latest three payslips for an employee and the latest 2 years’ accounts for self-employed. On top of this, you will need to produce proof of ID, address and 3 months’ bank statements.

Previous

Next

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Leicestermoneyman.com & Leicestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leicestermoneyman

Leicestermoneyman – 3 Oswin Road, Leicester, LE3 1HR

Moneyman Logo







Moneyman Logo




Moneyman Logo







Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question





    Moneyman Logo