We’ll be With you Every Step of the way!
People come to us and say they are feeling a little anxious about the process of buying a home as a First Time Buyer. It’s understandable – The market has much competition, and the Estate Agents can put much pressure on you.
Here is where we may be able to assist you. Our team of experienced Mortgage Advisors in Leicester will work patiently and effectively alongside you, to ensure your property-owning dream come to life.
Finding The Right Deal For You
We search throughout thousands of Mortgage deals to find the right mortgage tailored to fit around your circumstances. From buying by yourself, with a friend/ partner, to having a mortgage dilemma, we’re usually able to help you out.
Some people come to us with a Mortgage Agreement in Principle; it’s handy for when you are ready to make an offer.
How Much Will I Need For My Deposit?
As a First-Time Buyer, you would need a minimum of 5% to put down as a deposit on your first home. Your deposit can come from your savings or even a gifted deposit from a friend or family member. In some cases, you can have a mixture of gifts and savings
Are You Currently Renting?
Some cases, buying a property and taking out a mortgage can be cheaper than privately renting. If you’ve thought about buying the property, you’re currently in from your landlord or housing association, and it’s worth checking your eligibility for the Right-to-Buy Scheme. Speaking to your local authority should allow clarification on this.
How does it work?Get a quote nowMeet your advisor