First Time Buyer Mortgages in Leicester

First Time on the Property Ladder | Mortgage Advisor in Leicester

Guide to First-Time Buyer Mortgages | Mortgage Advice in Leicester

People come to us and say they are feeling a little anxious about the process of buying a home as a First-Time-Buyer. It’s understandable – The market has much competition, and the Estate Agents can put much pressure on you.

Here is where we may be able to assist you. Our team of experienced advisors will work patiently and effectively alongside you, to ensure your property-owning dream come to life.

Mortgage Advice in Leicester for First-Time Buyers

• Need some help in making an offer on a property you have your heart set on?
• Looking to buy and wondering how much you might be entitled to borrow/ what your repayments could be?
• Hit a roadblock on your journey and need some assistance?
• Do you want to start your Mortgage application, as you’ve had an offer accepted?

Finding The Right Deal For You

We search throughout thousands of Mortgage deals to find the right mortgage tailored to fit around your circumstances. From buying by yourself, with a friend/ partner, to having a mortgage dilemma, we’re usually able to help you out.

Some people come to us with a Mortgage Agreement in Principle; it’s handy for when you are ready to make an offer.

How our Mortgage Advice Helps First-Time Buyers

We keep loyal to our customers, with no ties to Banks, Building Societies, or Estate Agents. We only have your best interests at heart! Our Mortgage Advice team will try their best to make the process stress-free, keeping things clear and straight forward.

If you would like someone to talk to the Estate Agent on your behalf, to make an offer, we can also do that for you. We can also look at sourcing conveyancing and solicitors’ quotes for you.

How Much Will I Need For My Deposit?

As a First-Time Buyer, you would need a minimum of 5% to put down as a deposit on your first home. Your deposit can come from your savings or even a gifted deposit from a friend or family member. In some cases, you can have a mixture of gifts and savings

Are You Currently Renting?

Some cases, buying a property and taking out a mortgage can be cheaper than privately renting. If you’ve thought about buying the property, you’re currently in from your landlord or housing association, and it’s worth checking your eligibility for the Right-to-Buy Scheme. Speaking to your local authority should allow clarification on this.

For any other First-Time Buyer Mortgage questions, please get in touch by calling 0113 296 2977 or drop us a message – We’d love to help!