Helping you secure a mortgage as a self employed applicant
As an open & honest mortgage broker in Leicester, we understand that for a lot of self employed applicants who are looking to obtain a mortgage can have quite a tough time in actually doing so.
Whether it’s the difficulties involved in trying to meet different lender’s criteria, or complications in proving the income that you earn to the lender, we know that oftentimes it can be more challenging for a self-employed applicant than a regular applicant, usually requiring additional support from a mortgage broker.
The truth is that in these situations, everyone applying for a mortgage would love to be treated the same as any other customer, however, lenders need to have complete confidence that as a self employed mortgage applicant, you are absolutely able to afford your potential mortgage payments.
The mortgage lender will analyse various different factors when determining whether or not they will lend to you for. These include:
- The amount of regular income/salary that you are earning.
- Your previous years’ of accounts’.
- The costs and expenses involved in operating your business.
- Your bank statements.
Get in Touch With A Dedicated Mortgage Advisor in Leicester
If you are looking at your options for purchasing a new property as a self-employed applicant, or are an existing self-employed homeowner looking to remortgage a home, please do get in touch with a trusted member of our team today.
Over our many years of mortgage industry work, we have worked with many self-employed customers who come from different backgrounds. Each one has gotten in touch with the hope of securing the perfect mortgage deal.
Utilising our expert knowledge of self-employed mortgage lending criteria, we’ve grown quite the reputation for being successful in this regard.
Our trusted team of mortgage advisors in Leicester are readily available to assist you in you securing a self employed mortgage product that best applies to what you are looking to achieve.
We are always on hand to offer full support and guidance across the duration of your mortgage process, providing you with expert mortgage advice and helping you to backup your mortgage application by referencing the income you earn and years of accounts’.
Self Employed Mortgage Advice in Leicester
As a self-employed mortgage broker in Leicester, we have access to thousands of unique and tailored self-employed mortgage deals. Once your advisor finds the perfect one for what you are looking to achieve, we can start taking a look at how to prepare for your mortgage application.
Always make sure that you remember that as a self-employed mortgage applicant, the key difference between you and a regular employed applicant, is how you evidence your income to the lender. So long as you are sufficiently able to evidence everything that they need to see and remain honest to both us and the mortgage lender, you will hopefully be in a much better place to run through the process smoothly and achieve mortgage success.
Our advisors work every day of the week from early until late, always on hand to speak to customers at a time that suits them and their personal life. Make use of our online appointment booking system and get yourself booked in for a free mortgage appointment with a dedicated and trusted mortgage advisor in Leicester, with various time slots to choose from, subject to availability.
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