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Buy to Let Mortgage Advice in Leicester

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0116 296 2977

We Search 1000’s of Buy to Let Deals
to Save you Money!

Finding the right Buy to Let Mortgage Advisor in Leicester can make all the difference when it comes to obtaining the best deal and the lowest rates.  When you come to us for advice, we can help in a very proactive way as we know the rental market inside out.  Working with landlords frequently, we will always identify the best mortgage to suit, whether you have one property or a large portfolio.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Buy to Let Mortgage Advice in Leicester

Our Mortgage Advisors in Leicester are very experienced when it comes to Buy to Let mortgages, below we have listed some of the most popular scenarios we come across:

  • Buy to Let remortgage options & deals
  • Capital raising advice
  • Limited Company Mortgages, aka Specific Purpose Vehicles (SPVs)
  • HMO Mortgages, a House in Multiple Occupation
  • Buy to Let Mortgage options for Retired Landlords
  • Specialist Mortgage Advice in Leicester for Professional & Portfolio Landlords
  • and much more…

Contact us to book your free Buy to Let mortgage consultation

Buy to Let Mortgages Leicester

As your Buy to Let Mortgage Broker in Leicester, we will help and support you through the full process and be here seven days a week, anytime you need us. We know that Buy to Let mortgages are not always straight forward and easy, we will help you over any hurdles that you face.

 

We will always be open and honest taking away as much stress as possible. Our free Buy to Let mortgage consultations are available daytime, evening or weekends. You will receive high-quality service that we very much strive for here at Leicestermoneyman.

 

Your happiness with the service you receive is very important to all the team, we really do love what we do, and this shines through in our genuine customer reviews.

 

Contact us today to book your free Buy to Let mortgage consultation.

What our customers say

Common mortgage
questions

The minimum required deposit for a buy to let mortgage in Leicester is typically around25% of the property value. This number, however, can vary between 20%-40%.

Your free mortgage consultation in Leicester will last for about one hour. Your advisor will then recommend a mortgage for you and you can decide whether or not you wish to go ahead with it.

As your Mortgage Broker in Leicester, we will carry out a Fact Find to determine your needs prior to recommending a mortgage that is the most appropriate. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

We recommend that you obtain an Agreement in Principle ahead of viewing properties in Leicester, to avoid any potential disappointment. At the very latest we believe you should obtain one prior to making an offer to help with your bargaining position

An Agreement in Principle will usually last for between 30 and 90 days depending on the Lender. If your Agreement in Principle expires it can always be refreshed with the assistance of your mortgage advisor.

You may possibly be able to get a second mortgage on your home for debt consolidation or Home Improvements. The usage of a second mortgages extends to using it for yourself, a family member, a holiday home or a Buy to Let in Leicester.

If you have had problems with your credit, you can still get a mortgage, however, you may need to put down a higher deposit than usual, often 15% of the purchase price.

You are able to get a mortgage once you have submitted at least one year’s accounts. Most Lenders use your salary plus dividend to calculate the maximum mortgage amount you can borrow, whereas others go off your net profit.

To prove your income amount, it’s usually the latest three payslips for an employee and the latest 2 years’ accounts for self-employed. On top of this, you will need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation will usually lasts up to an hour or so. Your mortgage advisor can turn around an agreement in principle within 24 hours of this consultation and a formal mortgage offer takes about three weeks on average in Leicester.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Leicestermoneyman.com & Leicestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Leicestermoneyman

Leicestermoneyman – 3 Oswin Road, Leicester, LE3 1HR

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