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Moving Home Mortgage Advice in Leicester

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

0116 296 2977 Speak to an Advisor - It's Free!
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Moving Home Mortgage Advice in Leicester

Planning your next home move? Let our expert mortgage advisors in Leicester help you navigate the home-buying process with ease.

0116 296 2977

We take the stress away from moving home in Leicester.

Whether you are moving home to upgrade to a newer property or downsizing to a property that will better suit your needs, the process can be a busy and stressful time, but it shouldn’t have to be. With the assistance from a mortgage broker in Leicester like us, we can deal with the mortgage aspects to take the stress away, giving you more time to focus on the move itself.

What makes moving home stressful can depend on what you are looking to achieve. Whether you are looking to port your current mortgage across, change lenders because your circumstances have changed, or obtain a new mortgage to cover the new value for a property, all of these can be stressful experiences as you’re trying to balance both a purchase and sale simultaneously. You also have to consider the sheer amount of paperwork and completions with your conveyancing solicitor.

You will need to have secured your onward purchase and find a buyer for your existing property within a timeframe.

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Moving Home Mortgage Advice in Leicester

Mortgages for people who are moving home in Leicester.

Our expert mortgage advisors in Leicesterare available 7 days a week to walk you through the process of moving your mortgage to a new property. We aim to make your buying process runs as smoothly as possible; you can relax knowing that you’re in capable hands with our service.

We’ve helped many customers from Leicestershire move home quickly and easily by booking themselves in for a free mortgage appointment to speak to one of our Mortgage Advisors in Leicester. Your Mortgage Advisor will ask about your current circumstances and what you are looking to achieve. We talk you through every step of the process, keep you informed throughout the whole journey, and answer any questions you have.

The perks of using a Mortgage Broker in Leicester is utilising our extensive panel of lenders who provide a wide range of products. We will search through 1000’s of mortgage products then approach a lender whose criteria best match your circumstances to find the most appropriate mortgage deal for you.

If you are looking to Move Home, please don’t hesitate to get in touch. We offer all of our new/existing customers a free mortgage consultation. Book yourself in for a free mortgage appointment today, and let us see how we can help start your home moving journey.

Can I move my current mortgage to a new property in Leicester?

If you’re considering relocating within Leicester and wish to take your current mortgage with you, this may be possible, provided you meet the eligibility criteria set by your lender. However, it’s important to bear in mind that if your financial situation has changed since you initially obtained the mortgage, you might not qualify for the transfer and may need to undergo a re-evaluation process.

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FAQs for Home Movers in Leicester

What are the costs when moving home in Leicester?

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When moving to a new home in Leicester, it’s crucial to carefully consider the various expenses involved. These costs encompass fees for estate agents, property surveys, mortgage arrangements, solicitors, removal services, and potentially fees from a mortgage broker in Leicester. After you complete the move, the funds obtained from selling your existing property will be used by your legal representative to fully pay off your current mortgage.

What happens if I buy a property and want to move home in Leicester?

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If your lender permits it, you have the option to either start a new mortgage or transfer your existing mortgage to your new property within Leicester. It’s worth noting that if you choose to pay off your mortgage entirely, you may be subject to early repayment fees.

Can you pay a mortgage off early in Leicester?

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The ability to make overpayments on your Leicester mortgage depends on the specific type of mortgage you have. If you’re in an introductory, fixed, or discount period, most mortgage providers will allow you to make annual overpayments of up to 10% of your outstanding mortgage balance per year. However, if you’re on a standard variable rate, you might sometimes be able to make unlimited overpayments without facing any penalties.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

By teaming up with an experienced mortgage advisor in Leicester, you open the door to a meaningful discussion about your current financial situation and future objectives.

In the initial consultation, your Leicester mortgage advisor will carefully assess your income and expenses to determine your maximum affordability.

We Can Search 1000s of Mortgage Deals

Step 2

A proficient mortgage advisor in Leicester will meticulously search through a wide range of mortgage products to identify the one that aligns best with your unique requirements.

We will assist you in obtaining a mortgage agreement in principle, which can be highly advantageous when making offers on properties.

Submit Your Mortgage Application

Step 3

Once your offer is accepted, your Leicester mortgage advisor will handle the submission of your complete mortgage application along with all the necessary documentation to the lender.

Throughout the process, a dedicated case manager will keep you informed every step of the way until you receive your formal mortgage offer and successfully complete your property purchase or sale.

Protecting You and Your Mortgage

Step 4

Our services go beyond just finding you the most suitable mortgage deal; we also offer relevant insurance recommendations to safeguard the well-being of both you and your loved ones.

As the time comes to renew your mortgage, we will proactively reach out to ensure that you always have access to the best available deal.

Reasons to Choose us

Free Mortgage Appointment

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All new / existing customers receive a free home movers’ review, with zero obligation to proceed. During this review, our team will ask you what you’re hoping to achieve and ensure that you can take this affordable route. In doing so, we’ll be asking for both your monthly payments and discuss with you what’s the maximum amount you can borrow.

1000s of Deals

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Once we have gathered enough information, made some keynotes, and what you’re hoping to achieve during your free home movers review, your Mortgage Advisor in Leicester will search through 1000’s of deals to find you the most suitable to match your current circumstances.

Our Service

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Here at Leicestermoneyman, we have had countless experiences helping customers put their foot on the property ladder and provided expert mortgage advice in Leicester, and there isn’t a situation that our team haven’t met before. We are ready and waiting to take on complex/specialist cases.

7 days a Week

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If you want to know your options, you will benefit from speaking with one of our dedicated and hardworking Mortgage Advisors in Leicester. They will have a chat, provide any necessary guidance, and work alongside you from your initial inquiry to the end of your process.

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We Search 1000s of Moving Home Mortgages in Leicester

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

How much can I borrow, and what are my monthly repayment costs?

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The amount you can borrow and the monthly repayment costs for a mortgage in Leicester depend on various factors, including your income, credit history, the value of the property you wish to buy, the mortgage term, and the interest rate. Mortgage lenders in the UK typically use a loan-to-income ratio and affordability assessments to determine how much a lender can lend you.

Can we help you get an agreement in principle?

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If you are happy to proceed with our recommendation, we will look to get a mortgage Agreement in Principle, which we can usually obtain within 24 hours of your initial appointment. This will help back up any offers you would like to make on a property.

Once you have found your new home in Leicester and the seller of the property has accepted the offer you have made, our dedicated and trusted team will then continue with your mortgage application.

Customers are the heart of this company. It’s not just about finding the best mortgage for you. We like to go above and beyond. We also offer to help with the various surveys available to you and can help you get any conveyancing solicitor quotes.

As well as recommending the most appropriate mortgage to you, your advisor will also recommend various insurances to help cover your remaining mortgage payments in the event of something unfortunate happening.

My offer on a new home got accepted, what is the next step?

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The next step is that your Mortgage Advisor will resume your mortgage application. We can also lend you a hand and advisor you on the different types of property surveys available and find you a suitable conveyancing solicitor in Leicester.

Has the bank rejected you?

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If your Bank or Building Society may decline your mortgage application, it means you didn’t tick all of their boxes. Whether your credit score wasn’t up to scratch, or they will not lend you enough. It is still worth contacting a Mortgage Broker. A Mortgage Broker may be able to search the market to find you a more suitable lender whose criteria you do meet.

Obtaining a mortgage comes down to your circumstances and your credit file. We will do our best to search the market to find you the most suitable lender. We search 1000’s of deals, each offer specialist products tailored to clients whom a bank has rejected in the past.

Listed above were just some of the most popular reasons our customers contact us for Mortgage Advice in Leicester, and there is rarely a situation that they haven’t come across, so don’t panic if you do not fall into any of these categories. Still, contact us as our team will be more than happy to do their best to help you achieve your mortgage goals.

Mortgage Guides & Leicestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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