Moving Home Mortgage Advice in Leicester
If you were planning on relocating to Leicester or looking to move somewhere around Leicestershire, our qualified Mortgage Advisors in Leicester has helped many customers in a similar position as yourself achieve their moving home goal.
Here are some popular moving home scenarios that our team frequently come across.
How much can I borrow, and what are my monthly repayment costs?
A popular question amongst First Time Buyers and Home Movers in Leicester, many customers ask the maximum amount they can borrow for a mortgage and the interest rates and monthly repayments.
Can you help me get an agreement in principle?
At the end of your free mortgage consultation, one of our Mortgage Advisor in Leicester will search through 1000s of deals to find the most suitable deal for your circumstances.
If you like our recommendation, we will look to obtain you an Agreement in Principle. Having an Agreement in Principle (AIP) can help speed up the home-buying process, as you are ready to back up any offers you make on your ongoing property purchase.
My offer on a new home got accepted. What is the next step?
The next step is that your Mortgage Advisor will resume your mortgage application. We can also lend you a hand and advisor you on the different types of property surveys available and find you a suitable conveyancing solicitor in Leicester.
Has the bank rejected you?
If your Bank or Building Society may decline your mortgage application, it means you didn’t tick all of their boxes. Whether your credit score wasn’t up to scratch, or they will not lend you enough. It is still worth contacting a Mortgage Broker. A Mortgage Broker may be able to search the market to find you a more suitable lender whose criteria you do meet.
Obtaining a mortgage comes down to your circumstances and your credit file. We will do our best to search the market to find you the most suitable lender. We search 1000’s of deals, each offer specialist products tailored to clients whom a bank has rejected in the past.
Listed above were just some of the most popular reasons our customers contact us for Mortgage Advice in Leicester, and there is rarely a situation that they haven’t come across, so don’t panic if you do not fall into any of these categories. Still, contact us as our team will be more than happy to do their best to help you achieve your mortgage goals.
Are you looking to Move Home in Leicester? We may be able to help.
If you want to know your options, you will benefit from speaking with one of our dedicated and hardworking Mortgage Advisors in Leicester. They will have a chat, provide any necessary guidance, and work alongside you from your initial inquiry to the end of your process.
Here at Leicestermoneyman, we have had countless experiences helping customers put their foot on the property ladder, and there isn’t a situation that our team haven’t met before. We are ready and waiting to take on complex/specialist cases.
All next/existing customers receive a free home movers’ review, with zero obligation to proceed. During this review, our team will ask you what you’re hoping to achieve and ensure that you can take this affordable route. In doing so, we’ll be asking for both your monthly payments and discuss with you what’s the maximum amount you can borrow.
Once we have gathered enough information, made some keynotes, and what you’re hoping to achieve during your free home movers review, your Mortgage Advisor in Leicester will search through 1000’s of deals to find you the most suitable to match your current circumstances.
Getting Your Mortgage Agreed in Principle
If you are happy to proceed with our recommendation, we will look to get a mortgage Agreement in Principle, which we can usually obtain within 24 hours of your initial appointment. This will help back up any offers you would like to make on a property.
Once you have found your new home in Leicester and the seller of the property has accepted the offer you have made, our dedicated and trusted team will then continue with your mortgage application.
Customers are the heart of this company. It’s not just about finding the best mortgage for you. We like to go above and beyond. We also offer to help with the various surveys available to you and can help you get any conveyancing solicitor quotes.
As well as recommending the most appropriate mortgage to you, your advisor will also recommend various insurances to help cover your remaining mortgage payments in the event of something unfortunate happening.