You can no longer apply for a Help to Buy Equity Loan for a property in Leicester. The scheme in England is closed to new applications.
If you already own a Help to Buy home, we can explain your mortgage options when your deal ends or you want to repay some or all of the equity loan.
Our mortgage advisors in Leicester can also help buyers assess current alternatives, subject to eligibility and affordability.
Shared Ownership, a Lifetime ISA and low-deposit mortgages may help some buyers, depending on their circumstances. These are separate options with their own rules, rather than parts of the closed Equity Loan scheme.
We can review your deposit, income and plans to explain which options may be suitable before you apply.
England’s Help to Buy Equity Loan scheme stopped accepting new applications in 2022 and has closed. Existing borrowers still need to manage their loans under the scheme terms, including interest, fees and repayment requirements.
Wales has a separate Help to Buy scheme with different rules. It is incorrect to describe every Help to Buy scheme throughout the UK as closed.
For buyers in Leicester, we can explain current alternatives and mortgage options. Existing Help to Buy homeowners can also review their mortgage or explore repaying their equity loan.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026

During your free initial mortgage appointment, we will review your income, expenditure and deposit, then explain any mortgage or scheme options that may suit you.

Our dedicated team will conduct an extensive search of 1000 mortgage products to find the one that suits your specific needs. Moreover, we will guide you through the process, from start to finish.

Once your offer is accepted, we will diligently submit your complete mortgage application and all relevant documents to the lender. Throughout this process, your dedicated case manager will keep you informed of every step, from the mortgage offer to the final completion and beyond.

Our commitment to you extends beyond simply securing the most suitable mortgage deal. We will also provide recommendations for relevant insurance options to safeguard you and your loved ones. Additionally, we will be proactive in reaching out to you as your mortgage deal approaches its end, ensuring that you always have the most suitable arrangement in place. Your financial well-being is our priority, and we are here to support you every step of the way.
As a Mortgage Broker in Leicester, we have rich experience and knowledge in providing Mortgage Advice in Leicester. From the first initial contact to obtaining the keys to their new home, every customer is guided by our dedicated mortgage advice to get them through the full mortgage process.
Your free initial mortgage appointment will involve you meeting your dedicated Mortgage Advisor in Leicester who will guide you through all your documentation in order for you to have an idea of the balance you will be paying monthly for your mortgage deal.
Our team love to help customers beyond the mortgage process which is why we are available to you if you are looking into surveyors or solicitors. We can provide the advice you need for this as well as discussing what you may require for that.
We can help buyers assess current options and existing Help to Buy homeowners review their mortgages. Once you have found a property, we can check its mortgage requirements and any scheme conditions, then prepare the application with you.
Speak to us today to get yourself booked in for your free initial mortgage appointment to chat with one of our knowledgeable mortgage advisors in Leicester, who will be your helping hand throughout the mortgage journey being there every step of the way.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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