Yes, it can be possible to get a mortgage even if you have a County Court Judgment (CCJ) on your credit record.
While high street lenders may be cautious, some specialist lenders offer CCJ mortgages in Leicester for applicants with past credit issues.
The chances of approval depend on factors such as how recent the CCJ is, whether it has been satisfied, and your overall financial stability.
Having a larger deposit and demonstrating good money management since the CCJ can also improve your chances.
The first step in securing a CCJ mortgage in Leicester is to check your credit report and understand how lenders will view your financial history.
Some lenders are more flexible than others, particularly if the CCJ was for a small amount or has been repaid.
Saving a higher deposit and keeping up with regular payments on other financial commitments can also help strengthen your mortgage application.
We’ve helped many customers who thought their CCJ would prevent them from securing a mortgage.
Whether your CCJ is recent or several years old, there are lenders who may be willing to consider your application.
With access to specialist mortgage products, as your mortgage broker in Leicester we can explore the most suitable options available to you and guide you through the process of finding a CCJ mortgage in Leicester.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
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Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
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The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
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Linda Chadwick
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We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026

Book a free initial mortgage appointment to discuss your options for a CCJ mortgage in Leicester.
We’ll review your credit history, assess your situation, and explain the lenders who may be willing to consider your application.

We’ll search through 1000s of mortgage products, including specialist lenders who offer CCJ mortgages in Leicester.
By comparing different options, we’ll help you find the most suitable deal based on your circumstances.

Once you’ve chosen a mortgage deal, we’ll handle the application process for you.
We’ll present your case clearly to the lender, ensuring they understand your financial position and increasing your chances of approval.

After your mortgage is approved, we’ll guide you through to completion, making sure everything is finalised smoothly.
Whether you’re buying a new home or remortgaging, we’ll be with you every step of the way.
We offer a free initial mortgage appointment to discuss your options for a CCJ mortgage in Leicester.
This gives you the opportunity to explore specialist mortgage products without any obligation.
We have access to 1000s of mortgage deals, including lenders who specialise in helping applicants with CCJs.
By comparing multiple options, we aim to find the most suitable CCJ mortgage in Leicester for your circumstances.
Our friendly and knowledgeable team is here to make the mortgage process as smooth as possible.
We’ll guide you through every stage, helping you overcome challenges and secure the right deal.
We’re available 7 days a week, so you can get support at a time that works for you.
Whether you need advice during the evening or at the weekend, we’re always here to help.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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